Payments & Finance offers
Credits, free tiers, and startup discounts for payments & finance. Find out what you qualify for before you apply.
Chargebee
Payments & Finance
Free until $1M in revenue or processed value for DigitalOcean Startups members.
Carta
Payments & Finance
20% off first year on a paid plan for Stripe Atlas founders.
Carta
Payments & Finance
Incorporated startups with fewer than 25 stakeholders and less than $1 million raised can manage their cap table on Carta Launch free.
Hello Alice
Payments & Finance
Multiple active grants; values vary for US small businesses.
Invoice Ninja
Payments & Finance
Send invoices on Invoice Ninja's limited hosted free plan or self-host at your expense.
Mercury
Payments & Finance
Eligible US companies can use Mercury's essential banking tools without a monthly subscription.
PayPal Invoicing
Payments & Finance
Create and send invoices for free; PayPal charges fees when customers pay online.
Pulley
Payments & Finance
15% off first year for DigitalOcean Startups members.
Pulley
Payments & Finance
25% off first year for Stripe Atlas founders.
Ramp
Payments & Finance
Eligible businesses can use Ramp's core cards and expense management at no subscription cost.
Ramp
Payments & Finance
Approved Ramp businesses can access a bundle of third-party software credits and discounts advertised at over $350,000 combined.
SBIR.gov
Payments & Finance
Hundreds of open federal topics; award varies for US R&D small businesses.
Square
Payments & Finance
Accept payments with no monthly subscription; transaction processing fees still apply.
Stripe
Payments & Finance
Approved venture-backed startups can receive Stripe fee credits or waived processing fees, depending on location.
Stripe
Payments & Finance
$25 fee credit for eligible students through Stripe.
Wave
Payments & Finance
Create invoices and bookkeeping records on Wave Starter; payment processing costs extra.
Wise Business
Payments & Finance
Register a business account without a subscription; local account details and transfers may cost extra.
Xero
Payments & Finance
6 months free for Stripe Atlas founders.
Zoho
Payments & Finance
Use core accounting tools on Zoho Books Free where available and under local revenue thresholds.
Zoho
Payments & Finance
Send and manage invoices without a Zoho Invoice subscription; payment fees may apply.
Polar
Payments & Finance
Get Polar Scale free for 12 months, with lower transaction fees, priority support, a shared Slack channel, SSO, and feature previews.














