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Payments & Finance offers

Credits, free tiers, and startup discounts for payments & finance. Find out what you qualify for before you apply.

Updated WeeklyFree to browseMade for builders

Featured offer.

Chargebee

Payments & Finance

Free until $1M in revenue or processed value

Free until $1M in revenue or processed value for DigitalOcean Startups members.

DiscountsEligibility applies
Verified 28 Sept 2026

Carta

Payments & Finance

20% off first year on a paid plan

20% off first year on a paid plan for Stripe Atlas founders.

DiscountsEligibility applies
Verified 28 Sept 2026

Carta

Payments & Finance

Free below funding and stakeholder limits

Incorporated startups with fewer than 25 stakeholders and less than $1 million raised can manage their cap table on Carta Launch free.

Free tierEligibility applies
Verified 30 Sept 2026

Hello Alice

Payments & Finance

Multiple active grants; values vary

Multiple active grants; values vary for US small businesses.

GrantsNo funding needed
Verified 28 Sept 2026

Invoice Ninja

Payments & Finance

Free plan

Send invoices on Invoice Ninja's limited hosted free plan or self-host at your expense.

Free tierNo funding needed
Verified 23 Sept 2026

Mercury

Payments & Finance

$0/mo

Eligible US companies can use Mercury's essential banking tools without a monthly subscription.

Free tierNo funding needed
Verified 23 Sept 2026

PayPal Invoicing

Payments & Finance

Free to send

Create and send invoices for free; PayPal charges fees when customers pay online.

Free tierNo funding needed
Verified 23 Sept 2026

Pulley

Payments & Finance

15% off first year

15% off first year for DigitalOcean Startups members.

DiscountsEligibility applies
Verified 28 Sept 2026

Pulley

Payments & Finance

25% off first year

25% off first year for Stripe Atlas founders.

DiscountsEligibility applies
Verified 28 Sept 2026

Ramp

Payments & Finance

Free core plan

Eligible businesses can use Ramp's core cards and expense management at no subscription cost.

Free tierNo funding needed
Verified 23 Sept 2026

Ramp

Payments & Finance

$350,000+ in combined partner perks

Approved Ramp businesses can access a bundle of third-party software credits and discounts advertised at over $350,000 combined.

DiscountsEligibility applies
Verified 30 Sept 2026

SBIR.gov

Payments & Finance

Hundreds of open federal topics; award varies

Hundreds of open federal topics; award varies for US R&D small businesses.

GrantsNo funding needed
Verified 28 Sept 2026

Square

Payments & Finance

$0/mo

Accept payments with no monthly subscription; transaction processing fees still apply.

Free tierNo funding needed
Verified 23 Sept 2026

Stripe

Payments & Finance

Fee benefits

Approved venture-backed startups can receive Stripe fee credits or waived processing fees, depending on location.

CreditsEligibility applies
Verified 23 Sept 2026

Stripe

Payments & Finance

$25 fee credit

$25 fee credit for eligible students through Stripe.

CreditsEligibility applies
Verified 28 Sept 2026

Wave

Payments & Finance

$0/mo

Create invoices and bookkeeping records on Wave Starter; payment processing costs extra.

Free tierNo funding needed
Verified 23 Sept 2026

Wise Business

Payments & Finance

Free to register

Register a business account without a subscription; local account details and transfers may cost extra.

Free tierNo funding needed
Verified 23 Sept 2026

Xero

Payments & Finance

6 months free

6 months free for Stripe Atlas founders.

DiscountsEligibility applies
Verified 28 Sept 2026

Zoho

Payments & Finance

Free plan

Use core accounting tools on Zoho Books Free where available and under local revenue thresholds.

Free tierNo funding needed
Verified 23 Sept 2026

Zoho

Payments & Finance

Free forever

Send and manage invoices without a Zoho Invoice subscription; payment fees may apply.

Free tierNo funding needed
Verified 23 Sept 2026

Polar

Payments & Finance

12 months of Scale free ($4,800 value)

Get Polar Scale free for 12 months, with lower transaction fees, priority support, a shared Slack channel, SSO, and feature previews.

DiscountsNo funding needed
Verified 1 Oct 2026
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